24x7 Personal Loans

Are you looking to upgrade your home computer? Does your house need repairs ahead of the monsoon? Do you need urgent funds for a medical emergency? Get instant access to funds with 24x7 Personal Loans by Axis Bank. The digitally processed loan helps you meet your small and big needs with minimum effort, in a seamless manner. Basis your requirement you can choose to apply for 24x7 Personal Loans or 24x7 XS Personal Loans.

Features and Benefits

EMI starting at Rs. 2,187 per lakh*

Depending on your loan amount and tenure sought, you can set EMI payouts via Standing Instructions, Electronic Clearance Services or Post-Dated Cheques for amounts starting as low as Rs 2,187 per 1 lakh of loan availed

Flexible tenure from 12 months to 60 months

24x7 Personal Loans offers you flexibility of repayment without any strain on your finances

*The EMI figure is indicative for a 5 year tenure


24x7 Personal Loans by Axis Bank is an offering which helps you get access to instant funds digitally and without any paperwork. What’s more, if you are a pre-approved Axis Bank customer you can even enjoy instant disbursal.

To avail 24x7 Personal Loan simply log in to your Axis Mobile or Axis Internet Banking and follow these steps

Log in to Axis Internet Banking > Apply Now > Loans > Personal Loan

Log in to Axis Mobile > Loans > Personal Loan

Or click here

You can get 24x7 Personal Loans for amounts ranging from Rs 50,000 to Rs 15 lakh

You can get 24x7 Personal Loans for a tenure ranging from 12 to 60 months.

You may repay your 24x7 Personal Loans in any of the following three ways:

  • Standing Instruction (SI): This mode can be used if you have an existing savings, account with Axis Bank. Alternatively, you may wish to open a savings account with Axis Bank to use this option. Your EMI amount will be debited automatically as per the monthly cycle from the Axis Bank account you specify
  • Electronic Clearing Service (ECS): This mode can be used if you have a non-Axis Bank account and would like your EMIs to be debited automatically as per the monthly cycle from this account
  • Post-Dated Cheques (PDCs): If you are making payment from a non-Axis Bank account in a non-ECS location, then you can submit post-dated EMI cheques at your nearest Axis Bank Loan Centre. A fresh set of PDCs will have to be submitted in a timely manner.

It is recommend that you opt for either the SI or ECS mode of payment as they are both faster and less prone to error than the use of PDCs.